Korea Take-Home Pay Calculator
Estimate monthly take-home pay in Korea from an annual salary, using 2026 social insurance rates and the official income tax withholding table. Includes a full deduction breakdown and a salary table.
Estimated monthly take-home
₩2,935,813
₩35,229,756 per year · gross ₩3,333,333/month · 11.9% deducted
| Gross monthly pay | ₩3,333,333 | |
|---|---|---|
| National Pension | 4.75% | −₩148,810 |
| Health insurance | 3.595% | −₩112,640 |
| Long-term care | 13.14% of health premium | −₩14,800 |
| Employment insurance | 0.9% | −₩28,190 |
| Income tax | withholding table | −₩84,620 |
| Local income tax | 10% of income tax | −₩8,460 |
| Total deductions | −₩397,520 |
Take-home pay by salary
1 dependent (you), ₩200,000 monthly non-taxable · tap a row to load it above
| Annual salary (KRW) | Estimated monthly take-home | Total deductions | Yearly take-home |
|---|---|---|---|
| ₩24,000,000 | 1,808,480 | 191,520 | 21,701,760 |
| ₩26,000,000 | 1,955,356 | 211,310 | 23,464,272 |
| ₩28,000,000 | 2,100,003 | 233,330 | 25,200,036 |
| ₩30,000,000 | 2,244,440 | 255,560 | 26,933,280 |
| ₩32,000,000 | 2,389,296 | 277,370 | 28,671,552 |
| ₩35,000,000 | 2,598,716 | 317,950 | 31,184,592 |
| ₩38,000,000 | 2,800,886 | 365,780 | 33,610,632 |
| ₩40,000,000 | 2,935,813 | 397,520 | 35,229,756 |
| ₩42,000,000 | 3,066,310 | 433,690 | 36,795,720 |
| ₩45,000,000 | 3,259,740 | 490,260 | 39,116,880 |
| ₩48,000,000 | 3,444,560 | 555,440 | 41,334,720 |
| ₩50,000,000 | 3,571,586 | 595,080 | 42,859,032 |
| ₩55,000,000 | 3,886,073 | 697,260 | 46,632,876 |
| ₩60,000,000 | 4,195,410 | 804,590 | 50,344,920 |
| ₩65,000,000 | 4,509,926 | 906,740 | 54,119,112 |
| ₩70,000,000 | 4,821,313 | 1,012,020 | 57,855,756 |
| ₩75,000,000 | 5,095,660 | 1,154,340 | 61,147,920 |
| ₩80,000,000 | 5,367,086 | 1,299,580 | 64,405,032 |
| ₩90,000,000 | 5,943,560 | 1,556,440 | 71,322,720 |
| ₩100,000,000 | 6,530,923 | 1,802,410 | 78,371,076 |
| ₩120,000,000 | 7,613,360 | 2,386,640 | 91,360,320 |
| ₩150,000,000 | 9,022,580 | 3,477,420 | 108,270,960 |
| ₩200,000,000 | 11,330,436 | 5,336,230 | 135,965,232 |
2026 rates: National Pension 4.75% (base ₩410k–₩6.59M), health insurance 3.595%, long-term care 13.14% of the health premium, employment insurance 0.9%; income tax from the National Tax Service withholding table (from 1 March 2026). This estimates the monthly withholding — the final tax is settled in the year-end tax adjustment, and your employer’s pay structure may change the actual amount.
Guide
Key points
- Uses 2026 social insurance rates and the official withholding table (from 1 March 2026).
- The employee pension contribution rose to 4.75% in 2026.
- Monthly income tax is an estimate; the final tax is settled at year-end.
What’s deducted (employee share, 2026)
- National Pension 4.75% — on a monthly base between ₩410,000 and ₩6,590,000 (July 2026–June 2027)
- Health insurance 3.595% of taxable monthly pay
- Long-term care 13.14% of the health premium (about 0.47% of pay)
- Employment insurance 0.9%
- Income tax from the official withholding table, by pay, dependents and children
- Local income tax 10% of income tax
The pension contribution rose from 9% to 9.5% in 2026 (employee share 4.5% → 4.75%) and will climb 0.5 points a year to 13% by 2033.
About the inputs
- Non-taxable pay: meal allowances (up to ₩200,000 a month) and similar items are free of tax and social insurance.
- Dependents: the number of people you claim, including yourself. Working couples usually each enter 1.
- Salary includes severance: some contracts include severance in the annual figure; monthly pay is then the salary ÷ 13.
- Withholding rate: you can choose to have 80%, 100% or 120% of the table amount withheld. Less now may mean paying more at year-end.
Why your payslip may differ
- Employers differ in non-taxable items, bonus timing and the pay base they report for insurance.
- Monthly income tax is a prepayment; the final amount is settled in the year-end tax adjustment.
- Pension bases change every July and insurance rates usually every January.
FAQ
What's the take-home pay on ₩40 million a year?
About ₩2.94 million a month with 1 dependent and a ₩200,000 non-taxable meal allowance. See the table for other salaries.
What should I enter as non-taxable pay?
The total of non-taxable items on your payslip — usually a ₩200,000 meal allowance. If unsure, leave it at ₩200,000.
Do I count myself as a dependent?
Yes. You and your spouse each count as one, so a single person enters 1.